Which of the following is not a listed enforcement option for unpaid penalties?

• A. Liens and judgment enforcement
• B. Wage garnishment
• C. Attending court
• D. Public shaming

Answer: (D)

When penalties are unpaid, regulators rely on formal legal remedies that are specifically authorized. Lien and judgment enforcement involve securing payment through a property lien or a court-ordered judgment that can be collected via standard legal processes. Wage garnishment is another recognized tool, where a portion of the debtor’s earnings is redirected to satisfy the penalty under a court order. Attending court is also a permissible step, allowing the regulator to pursue compliance or obtain enforceable orders in a courtroom setting. Public shaming, however, is not a listed enforcement mechanism in these regulations. It isn’t part of the formal toolkit for collecting penalties, so the correct answer is that public shaming is not an enforcement option.